// ===== UNIVIA GLOBAL - Schema & CSS Improvements =====
function univia_site_css() {
    echo '<style id="univia-improvements">
html{scroll-behavior:smooth}
p,li{line-height:1.75!important}
a[class*=btn],.wp-block-button__link,.elementor-button{transition:all .25s ease!important}
a[class*=btn]:hover,.wp-block-button__link:hover,.elementor-button:hover{transform:translateY(-2px)!important;box-shadow:0 6px 18px rgba(0,0,0,.15)!important}
[class*=service-card],[class*=service_card],[class*=service-item],[class*=team-card],[class*=team-member]{transition:transform .25s ease,box-shadow .25s ease!important}
[class*=service-card]:hover,[class*=service_card]:hover,[class*=service-item]:hover{transform:translateY(-5px)!important;box-shadow:0 12px 32px rgba(0,0,0,.12)!important}
[class*=team-card]:hover,[class*=team-member]:hover{transform:translateY(-3px)!important;box-shadow:0 8px 24px rgba(0,0,0,.1)!important}
footer a{transition:opacity .2s ease!important}
footer a:hover{opacity:.75!important}
a:focus,button:focus{outline:2px solid #2d7a4f!important;outline-offset:2px!important}
@media(max-width:768px){h1{font-size:clamp(26px,7vw,40px)!important}h2{font-size:clamp(20px,5vw,30px)!important}}
</style>';
}
add_action('wp_head', 'univia_site_css', 5);

function univia_org_schema() {
    if (!is_front_page()) return;
    $schema = '{"@context":"https://schema.org","@graph":[{"@type":["ProfessionalService","FinancialService","AccountingService"],"@id":"https://univiaglobal.com/#organization","name":"Univia Global Consultancy","alternateName":"UGC","url":"https://univiaglobal.com/","description":"Univia Global Consultancy (UGC) is a UAE-based strategic advisory firm providing corporate tax, VAT, internal audit, financial reporting, AML compliance and business advisory services to SMEs, corporates and multinationals across the UAE and GCC. The firm brings over 50 years of combined expertise.","email":"info@univiaglobal.com","address":{"@type":"PostalAddress","streetAddress":"Meydan Hotel, Nad Al Sheba","addressLocality":"Dubai","addressRegion":"Dubai","addressCountry":"AE"},"areaServed":[{"@type":"Country","name":"United Arab Emirates"},{"@type":"Country","name":"Saudi Arabia"},{"@type":"Country","name":"Bahrain"},{"@type":"Country","name":"Kuwait"},{"@type":"Country","name":"Qatar"},{"@type":"Country","name":"Oman"}],"knowsAbout":["UAE Corporate Tax","UAE VAT","IFRS Financial Reporting","AML Compliance UAE","Internal Audit UAE","Transfer Pricing UAE","Free Zone Corporate Tax","DMTT Pillar Two UAE","E-Invoicing UAE"],"founder":{"@type":"Person","name":"Umer Nawaz","jobTitle":"Managing Partner & Founder","description":"Chartered Accountant and Managing Partner of Univia Global Consultancy. Expert in UAE corporate tax, VAT, strategic finance and advisory services.","sameAs":["https://www.linkedin.com/in/umer-nawaz-ca/"]},"employee":[{"@type":"Person","name":"Faiza Asif","jobTitle":"Co-Founder | Partner - Audit & Governance"},{"@type":"Person","name":"Wardah Siddiquie","jobTitle":"Director - Governance, Risk & Compliance"},{"@type":"Person","name":"Sehrish Iqbal","jobTitle":"Director - Financial Reporting"},{"@type":"Person","name":"Muhammad Yassir","jobTitle":"Director - Taxation | UAE Certified Tax Agent"},{"@type":"Person","name":"Gurjinder Singh","jobTitle":"Director - Investment & Advisory | CFM, CPFA"}],"sameAs":["https://www.linkedin.com/company/univia-global/","https://www.instagram.com/univiaglobal/","https://www.facebook.com/univiaglobal/"]}]}';
    echo '<script type="application/ld+json">' . $schema . '</script>';
}
add_action('wp_head', 'univia_org_schema', 1);
// ===== END UNIVIA GLOBAL IMPROVEMENTS =====


// ===== UNIVIA GLOBAL - Security Headers =====
function univia_security_headers() {
    if (!is_admin()) {
        header('X-Content-Type-Options: nosniff');
        header('X-Frame-Options: SAMEORIGIN');
        header('Referrer-Policy: strict-origin-when-cross-origin');
        header('Permissions-Policy: camera=(), microphone=(), geolocation=()');
    }
}
add_action('send_headers', 'univia_security_headers');

// Disable XML-RPC for security (we use REST API)
add_filter('xmlrpc_enabled', '__return_false');

// Remove WordPress version from header
remove_action('wp_head', 'wp_generator');

// Disable file editing from admin (security best practice)
if (!defined('DISALLOW_FILE_EDIT')) {
    define('DISALLOW_FILE_EDIT', false); // Set to true after all edits are done
}
// ===== END SECURITY =====
<!DOCTYPE html>
<html lang="en">
<head>
	<meta charset="UTF-8">
	<meta name='robots' content='max-image-preview:large' />
    <!-- Preconnect to key origins for faster font and asset loading -->
    <link rel="preconnect" href="https://univiaglobal.com/" crossorigin>
    <link rel="preconnect" href="https://fonts.googleapis.com" crossorigin>
    <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>

    <!-- Preload primary font (Poppins example) -->
    <link rel="preload" as="font" type="font/woff2" crossorigin
          href="https://fonts.gstatic.com/s/poppins/v20/pxiByp8kv8JHgFVrLCz7Z1xlEA.woff2">

    <!-- Load Poppins properly with font-display:swap -->
    <link href="https://fonts.googleapis.com/css2?family=Poppins:wght@400;600&display=swap" rel="stylesheet">
    <link rel="canonical" href="https://univiaglobal.com/services/compliance-regulatory-assurance/">
<title>Compliance &amp; Regulatory Assurance</title>
<meta name="description" content="Univia Global Consultancy delivers UAE-aligned compliance frameworks, regulatory assurance, risk assessments, monitoring plans, and audit support to keep organisations compliant, audit-ready, and resilient across the UAE and GCC.">
<meta property="og:locale" content="en_US">
<meta property="og:type" content="website">
<meta property="og:title" content="Compliance &amp; Regulatory Assurance">
<meta property="og:description" content="Univia Global Consultancy delivers UAE-aligned compliance frameworks, regulatory assurance, risk assessments, monitoring plans, and audit support to keep organisations compliant, audit-ready, and resilient across the UAE and GCC.">
<meta property="og:url" content="https://univiaglobal.com/services/compliance-regulatory-assurance/">
<meta property="og:site_name" content="Univia Global">
<meta property="og:image" content="https://univiaglobal.com/wp-content/uploads/2025/10/Univia_Logo_White.png">
<meta name="twitter:card" content="summary_large_image">
<meta name="twitter:title" content="Compliance &amp; Regulatory Assurance">
<meta name="twitter:description" content="Univia Global Consultancy delivers UAE-aligned compliance frameworks, regulatory assurance, risk assessments, monitoring plans, and audit support to keep organisations compliant, audit-ready, and resilient across the UAE and GCC.">
<meta name="twitter:image" content="https://univiaglobal.com/wp-content/uploads/2025/10/Univia_Logo_White.png">
<script type="application/ld+json">
{
  "@context": "https://schema.org",
  "@type": "Service",
  "serviceType": "Compliance & Regulatory Assurance",
  "provider": {
    "@type": "Organization",
    "name": "Univia Global Consultancy",
    "url": "https://univiaglobal.com/",
    "logo": "https://univiaglobal.com/wp-content/uploads/2025/10/Univia_Logo_White.png",
    "description": "Univia Global Consultancy (UGC) provides governance, risk management, internal audit, compliance, taxation, AML/CFT, and strategic advisory services across the UAE and GCC."
  },
  "areaServed": {
    "@type": "Place",
    "name": "United Arab Emirates"
  },
  "description": "Univia Global Consultancy provides comprehensive compliance and regulatory assurance services, including UAE-aligned compliance frameworks, risk assessments, gap analyses, monitoring plans, dashboards, and full support during regulatory audits, inspections, and submissions.",
  "url": "https://univiaglobal.com/services/compliance-regulatory-assurance/",
  "inLanguage": "en"
}
</script>

<meta name="viewport" content="width=device-width, initial-scale=1"><link rel="alternate" type="application/rss+xml" title="Univia Global &raquo; Feed" href="https://univiaglobal.com/feed/" />
<link rel="alternate" type="application/rss+xml" title="Univia Global &raquo; Comments Feed" href="https://univiaglobal.com/comments/feed/" />
<style id='wp-img-auto-sizes-contain-inline-css'>
img:is([sizes=auto i],[sizes^="auto," i]){contain-intrinsic-size:3000px 1500px}
/*# sourceURL=wp-img-auto-sizes-contain-inline-css */
</style>
<style id='wp-emoji-styles-inline-css'>

	img.wp-smiley, img.emoji {
		display: inline !important;
		border: none !important;
		box-shadow: none !important;
		height: 1em !important;
		width: 1em !important;
		margin: 0 0.07em !important;
		vertical-align: -0.1em !important;
		background: none !important;
		padding: 0 !important;
	}
/*# sourceURL=wp-emoji-styles-inline-css */
</style>
<style id='classic-theme-styles-inline-css'>
/*! This file is auto-generated */
.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none}
/*# sourceURL=/wp-includes/css/classic-themes.min.css */
</style>
<style id='global-styles-inline-css'>
:root{--wp--preset--aspect-ratio--square: 1;--wp--preset--aspect-ratio--4-3: 4/3;--wp--preset--aspect-ratio--3-4: 3/4;--wp--preset--aspect-ratio--3-2: 3/2;--wp--preset--aspect-ratio--2-3: 2/3;--wp--preset--aspect-ratio--16-9: 16/9;--wp--preset--aspect-ratio--9-16: 9/16;--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--color--contrast: var(--contrast);--wp--preset--color--contrast-2: var(--contrast-2);--wp--preset--color--contrast-3: var(--contrast-3);--wp--preset--color--base: var(--base);--wp--preset--color--base-2: var(--base-2);--wp--preset--color--base-3: var(--base-3);--wp--preset--color--accent: var(--accent);--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgb(6,147,227) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgb(252,185,0) 0%,rgb(255,105,0) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgb(255,105,0) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: 13px;--wp--preset--font-size--medium: 20px;--wp--preset--font-size--large: 36px;--wp--preset--font-size--x-large: 42px;--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgb(255, 255, 255), 6px 6px rgb(0, 0, 0);--wp--preset--shadow--crisp: 6px 6px 0px rgb(0, 0, 0);}:where(.is-layout-flex){gap: 0.5em;}:where(.is-layout-grid){gap: 0.5em;}body .is-layout-flex{display: flex;}.is-layout-flex{flex-wrap: wrap;align-items: center;}.is-layout-flex > :is(*, div){margin: 0;}body .is-layout-grid{display: grid;}.is-layout-grid > :is(*, div){margin: 0;}:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;}
/*# sourceURL=global-styles-inline-css */
</style>

<link rel='stylesheet' id='contact-form-7-css' href='https://univiaglobal.com/wp-content/plugins/contact-form-7/includes/css/styles.css?ver=6.1.5' media='all' />
<link rel='stylesheet' id='cf7cf-style-css' href='https://univiaglobal.com/wp-content/plugins/cf7-conditional-fields/style.css?ver=2.6.8' media='all' />
<link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://univiaglobal.com/xmlrpc.php?rsd" />
<!-- Google Search Console Site Verification from u.nawaz account -->
<meta name="google-site-verification" content="l1EPnGnLsacVWkd--cmiJs5rjVL_o_yRfk5IUX98UAg" /><link rel="icon" href="https://univiaglobal.com/wp-content/uploads/2025/07/UniviaGlobalFavicon.png" sizes="32x32" />
<link rel="icon" href="https://univiaglobal.com/wp-content/uploads/2025/07/UniviaGlobalFavicon.png" sizes="192x192" />
<link rel="apple-touch-icon" href="https://univiaglobal.com/wp-content/uploads/2025/07/UniviaGlobalFavicon.png" />
<meta name="msapplication-TileImage" content="https://univiaglobal.com/wp-content/uploads/2025/07/UniviaGlobalFavicon.png" />
		<style id="wp-custom-css">
			/* === UNIVIA GLOBAL - UX & COSMETIC IMPROVEMENTS === */
html { scroll-behavior: smooth; }
p, li { line-height: 1.75 !important; }
a[class*="btn"], .wp-block-button__link, .elementor-button {
    transition: all 0.25s ease !important;
}
a[class*="btn"]:hover, .wp-block-button__link:hover, .elementor-button:hover {
    transform: translateY(-2px) !important;
    box-shadow: 0 6px 18px rgba(0,0,0,0.15) !important;
}
[class*="service-card"], [class*="service_card"], [class*="service-item"],
[class*="team-card"], [class*="team-member"] {
    transition: transform 0.25s ease, box-shadow 0.25s ease !important;
}
[class*="service-card"]:hover, [class*="service_card"]:hover, [class*="service-item"]:hover {
    transform: translateY(-5px) !important;
    box-shadow: 0 12px 32px rgba(0,0,0,0.12) !important;
}
[class*="team-card"]:hover, [class*="team-member"]:hover {
    transform: translateY(-3px) !important;
    box-shadow: 0 8px 24px rgba(0,0,0,0.1) !important;
}
footer a { transition: opacity 0.2s ease !important; }
footer a:hover { opacity: 0.75 !important; }
header .logo img, .site-header .logo img, header .site-logo img {
    max-height: 52px !important; width: auto !important;
}
a:focus, button:focus { outline: 2px solid #2d7a4f !important; outline-offset: 2px !important; }
@media (max-width: 768px) {
    h1 { font-size: clamp(26px, 7vw, 40px) !important; }
    h2 { font-size: clamp(20px, 5vw, 30px) !important; }
}		</style>
		</head>

<body class="wp-singular page-template page-template-MyCustomPageTemplate page-template-MyCustomPageTemplate-php page page-id-2373 page-child parent-pageid-2222 wp-custom-logo wp-embed-responsive wp-theme-generatepress wp-child-theme-custom-theme-core-gp no-sidebar nav-float-right separate-containers header-aligned-left dropdown-hover full-width-content" itemtype="https://schema.org/WebPage" itemscope>
	<a class="screen-reader-text skip-link" href="#content" title="Skip to content">Skip to content</a><link rel="preconnect" href="https://fonts.googleapis.com">
<link rel="preconnect" href="https://fonts.gstatic.com" crossorigin>
<link rel="preload" href="https://fonts.googleapis.com/css2?family=Poppins:wght@400;600;700&display=swap" as="style" onload="this.onload=null;this.rel='stylesheet'">
<noscript><link rel="stylesheet" href="https://fonts.googleapis.com/css2?family=Poppins:wght@400;600;700&display=swap"></noscript>

<header id="site-header" class="my-custom-header">
    <div class="container">

<style> 

@charset "UTF-8";

* {
    font-family: 'Poppins';
}

:root {
  scroll-behavior: auto;
}
html {
  direction: ltr;
  overflow-x: hidden;
  box-shadow: none !important;
  font-size: 16px;
  -webkit-text-size-adjust: 100%;
  -ms-text-size-adjust: 100%;
  scroll-behavior: smooth;
}
body {
  margin: 0;
  font-family: 'Poppins', sans-serif;
  overflow-x: hidden !important;
  overflow-y: auto;
  height: auto;
  margin: 0px;
}
*, *::before, *::after {
    box-sizing: border-box;
}
.screen-reader-text {
    position: absolute;
    padding: 10px;
    opacity: 0;
    /* Skip to Content Button */
}
::selection {
  background: #417665;
  color: #ffffff;
}
::-moz-selection {
  background: #417665;
  color: #ffffff;
}
a {
  color: inherit;
  text-decoration: none;
}
a:hover {
}
a:focus, a:active {
  outline: none;
}
img {
  max-width: 100%;
  height: auto;
  display: block;
}
.container {
  width: 100%;
  margin: 0 auto;
  padding: 0 0px;
  box-sizing: border-box;
}
h1 {
    font-size: 2.5rem;
    font-weight: 700;
    line-height: 3rem;
    color: #262626;
}
h2 {
  font-size: 1.875rem;
  font-weight: 700;
  line-height: 2rem;
  color: #222529;
}
h3 {
  font-size: 1.3rem;
  font-weight: 600;
  line-height: 1.4rem;
  color: #222529;
}
h4 {
  font-size: 1.2rem;
  font-weight: 600;
  line-height: 1.4rem;
  color: #222529;
}
p {
}
img {
   margin: auto;
}
.site-content {
    display: block;
}

/* Underline Effect */

.LinksUnderlineEffect {
    display: inline-block;
    position: relative;
}

.LinksUnderlineEffect::after {
    content: '';
    position: absolute;
    width: 100%;
    transform: scaleX(0);
    height: 1px;
    bottom: 0;
    left: 0;
    background-color: #D2B83C;
    transition: transform 0.25s ease-out;
    transform-origin: bottom center;
}

.LinksUnderlineEffect:hover::after {
    transform: scaleX(1);
    transform-origin: bottom center;
}

.LinksUnderlineEffect1 {
  display: inline-block;
  position: relative;
}

.LinksUnderlineEffect1::after {
  content: '';
  position: absolute;
  width: 100%;
  transform: scaleX(0);
  height: 1px;
  bottom: 0;
  left: 0;
  background-color: #106c00;
  transition: transform 0.25s ease-out;
}

.LinksUnderlineEffect1:hover::after {
  transform: scaleX(1);
}


.LinksUnderlineEffect1::after {
  transform-origin: bottom center;
}

.LinksUnderlineEffect1:hover::after {
  transform-origin: bottom center;
}



</style>


<style>

.MYPageContent {
  background: white;
}
.HeaderSectionUnivia {
  background-color: rgba(0, 0, 0, 0.1);
  background-image: linear-gradient(112deg, rgb(11 11 11 / 0%) 0%, rgb(51 51 51 / 0%) 100%);
  backdrop-filter: blur(2px);
  -webkit-backdrop-filter: blur(2px);
  border-bottom: 1px solid #ffffff6e;
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 3;
  transition: top 0.3s ease, position 0.3s ease;
  transition: 0.3s;
}
.HeaderSectionUnivia.hidden {
  top: -100px;
  transition: top 0.3s ease, position 0.3s ease;
  transition: 0.3s;
}
.HeaderSectionUnivia.sticky {
  background-color: rgba(0, 0, 0, 0.4);
  background-image: linear-gradient(122deg, rgb(61 112 96) 0%, rgb(24 60 48) 100%);
  backdrop-filter: blur(2px);
  -webkit-backdrop-filter: blur(2px);  
  position: fixed;
  top: 0;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
  transition: 0.3s;
}
.HeaderColumns {
  display: flex;
  flex-direction: row;
  justify-content: space-between;
  align-items: center;
  margin: auto;
  max-width: 1400px;
  padding: 0px 20px;
}
.HeaderC1 {
}
.HeaderC0 {
  display: none;
  position: absolute;
  width: 50px;
  height: 50px;
  right: 20px;
  top: 20px;
  z-index: 1001; /* Ensure button is on top */
  cursor: pointer;
}
.HeaderC2 {
}
.HeaderC3 {
}
.HeaderC23 {
  display: flex;
  justify-content: center;
  align-items: center;
}
.MobileMenuButtonOpen,
.MobileMenuButtonClose {
  position: absolute;
  width: 100%;
  height: 100%;
}
.MobileMenuButtonClose {
  display: none;
}
.HeaderC1A {
  padding: 5px 0px;
  display: flex;
}
.HeaderC1IMG {
  width: 200px;
}
.HeaderC2NAV {
  display: flex;
  justify-content: center;
  margin: auto;
}
.NavULLevel1 {
  display: flex;
  flex-direction: row;
  align-content: center;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 60px;
  margin: auto;
  background: #41766500;
  border-radius: 0px;
  padding: 0px 25px;
  border-bottom: 0px solid #417665;
  /*box-shadow: rgb(4 4 4 / 48%) 0px 1px 20px 2px;*/
}
.NavLILevel1 {
  list-style: none;
  text-align: center;
  position: relative;
  border-radius: 3px;
}
.NavLILevel1A {
  color: #fffbf4;
  text-decoration: none;
  display: flex;
  align-items: center;
  justify-content: center;
  min-width: 70px;
  padding: 10px 15px;
  transition: 0.3s;
  position: relative;
}
.NavLILevel1A:hover {
  color: white;
  text-shadow: 0px 0px 5px #19ffa0;
  transition: 0.3s;
}
.NavLILevel1A:active {
  color: white;
  text-shadow: 0px 0px 5px #19ffa0;
  transition: 0.3s;
}
.NavLILevel1A:focus {
  color: white;
  text-shadow: 0px 0px 5px #19ffa0;
  transition: 0.3s;
}
.NavLILevel1A span {
  position: relative;
  z-index: 2;
}
.NavLILevel1A::before {
  content: "";
  position: absolute;
  bottom: -10%;
  left: 0;
  width: 100%;
  height: 0%;
  background: linear-gradient(
    to top,
    rgb(65 118 100) 0%,
    rgba(22, 112, 240, 0) 20%
  );
  z-index: 1;
  transition: height 0.3s ease;
}
.NavLILevel1A:hover::before {
  height: 50px;
}
.NavLILevel1IMGArrow {
  width: 20px;
  height: auto;
  margin-left: 5px;
}
.NavULLevel2 {
  visibility: hidden;
  display: flex;
  flex-direction: column;
  border-style: solid;
  border-width: 0px 0px 0px 4px;
  border-radius: 0px 0px 5px 5px;
  border-color: #417664;
  background-image: linear-gradient(
    to left,
    rgb(255 255 255),
    rgb(255 255 255)
  );
  background-position: left;
  background-repeat: no-repeat;
  background-color: #000000f5;
  box-shadow: rgba(0, 0, 0, 0.15) 1.95px 1.95px 2.6px;
  padding: 5px 1px 5px 2px;
  position: absolute;
  min-width: 300px;
  width: 100%;
  transform: translateY(20%);
  opacity: 0;
  transition: 0.3s;
}
.NavLILevel1:hover .NavULLevel2 {
  visibility: visible;
  transform: translateY(0%);
  opacity: 1;
  z-index: 1;
}
.NavLILevel2 {
  list-style: none;
  text-align: left;
  width: 100%;
  position: relative;
  transition: 0.3s
}
.NavLILevel2:hover {
  background: linear-gradient(to right, rgb(65 118 101) 0%, rgb(65 118 101) 80%);
}
.NavLILevel2:hover > a{
  color: white;
}
.NavULLevel3 {
  left: 100%;
  transition: all 0.3s ease;
  top: 0px;
}
.NavLILevel2A {
  color: black;
  text-decoration: none;
  display: block;
  padding: 15px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.NavLILevel2A span {
    max-width: 90%;
}
.NavULLevel2 .NavLILevel2A {
  border-bottom: 1px solid green;
  color: black;
}
.NavULLevel2 .NavLILevel2:last-child .NavLILevel2A {
  border-bottom: none;
}
.SecondLevArrow {
    transition: 0.3s;
    transform: rotate(315deg);
}

.HeaderC3Inside {
  display: flex;
  flex-direction: row;
  align-items: center;
}
.HeaderC3A1 {
  position: relative;
  width: 180px;
  height: 60px;
  display: flex;
  justify-content: center;
  align-items: center;
  transition: 0.3s;
}
.HeaderC3A1:hover .SBButton {
  background: linear-gradient(1deg, #22493c, #396557);
  animation: floatAnimation 1.5s ease-in-out infinite;
  border-bottom: 2px solid green;
}
.SBButton {
  display: flex;
  justify-content: center;
  align-items: center;
  width: 180px;
  background: linear-gradient(1deg, #22493c, #396557);
  color: #fffbf4;
  text-decoration: none;
  padding: 7px 10px;
  border-radius: 3px;
  box-shadow: rgba(0, 0, 0, 0.35) 0px 5px 15px;
  transition: 0.3s;
  transform: translateY(0px);
}
@keyframes floatAnimation {
  0%,
  100% {
    transform: translateY(0px);
  }
  50% {
    transform: translateY(-5px);
  }
}
.SBButton:hover,
.SBButton:focus,
.SBButton:active {
  color: white;
  transition: 0.3s;
}
.SBButtonImg {
  width: 30px;
  height: 30px;
  margin-right: 10px;
  margin-left: -10px;
}

@media only screen and (min-width: 0px) and (max-width: 300px) {
  .HeaderColumns {
    flex-direction: column;
    align-items: flex-start;
  }
  .HeaderC0 {
    display: block;
  }
  .HeaderC1 {
    width: 100%;
  }
  .HeaderC23 { 
    width: 100%; 
}
  .HeaderC2 {
    display: none;
    width: 100%;
    position: fixed;
    top: 80px;
    right: auto; 
    height: auto;
    background-color: transparent;
    background-image: linear-gradient(311deg, #417665 0%, #19283d 100%);
    transition: right 0.3s ease-in-out;
    z-index: 2;
    overflow-y: auto;
    border-bottom-left-radius: 10px;
    border-bottom-right-radius: 10px;
    box-shadow: rgb(132 132 132) 0px 4px 12px;
  }
  .HeaderC2.mobile-menu-active {
    right: 0; /* Slide into view */
    display: block; /* Ensure it's not display:none */
  }
  .HeaderC3 {
    display: none;
  }
  .HeaderC2NAV {
    width: 100%;
    padding-top: 80px; /* Space for the header */
  }
  .NavULLevel1 {
    flex-direction: column;
    width: 100%;
    gap: 0;
    align-items: flex-start;
  }
  .NavLILevel1 {
    width: 100%;
    text-align: left;
  }
  .NavLILevel1A {
    width: 100%;
    justify-content: space-between;
    border-bottom: 1px solid rgba(255, 255, 255, 0.2);
    color: white;
  }
  .NavLILevel1:last-child > .NavLILevel1A {
    border-bottom: none;
  }
  .NavLILevel1A::before {
    display: none; /* Hide hover effect on mobile */
  }
  .NavLILevel1IMGArrow {
    transform: rotate(0deg);
    transition: transform 0.3s ease;
  }
  .NavLILevel1A.active .NavLILevel1IMGArrow {
    transform: rotate(180deg);
  }
  .NavULLevel2 {
    opacity: 1;
    position: relative;
    width: 100%;
    transform: none;
    height: 0;
    overflow: hidden;
    transition: height 0.3s ease-in-out;
    background-color: rgba(0, 0, 0, 0.2);
    border-left: none;
    margin-left: 0px;
    padding: 0px;
  }
  .NavULLevel2.active {
    height: auto;
    visibility: visible;
  }
  .NavLILevel2A {
    color: white;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    padding-left: 30px;
  }
}

@media only screen and (min-width: 301px) and (max-width: 470px) {
  .HeaderColumns {
    flex-direction: column;
    align-items: flex-start;
  }
  .HeaderC0 {
    display: block;
  }
  .HeaderC1 {
    width: 100%;
  }
  .HeaderC23 { 
    width: 100%; 
}
  .HeaderC2 {
    display: none;
    width: 100%;
    position: fixed;
    top: 80px;
    right: auto; 
    height: auto;
    background-color: transparent;
    background-image: linear-gradient(311deg, #417665 0%, #19283d 100%);
    transition: right 0.3s ease-in-out;
    z-index: 2;
    overflow-y: auto;
    border-bottom-left-radius: 10px;
    border-bottom-right-radius: 10px;
    box-shadow: rgb(132 132 132) 0px 4px 12px;
  }
  .HeaderC2.mobile-menu-active {
    right: 0; /* Slide into view */
    display: block; /* Ensure it's not display:none */
  }
  .HeaderC3 {
    display: none;
  }
  .HeaderC2NAV {
    width: 100%;
    padding-top: 80px; /* Space for the header */
  }
  .NavULLevel1 {
    flex-direction: column;
    width: 100%;
    gap: 0;
    align-items: flex-start;
  }
  .NavLILevel1 {
    width: 100%;
    text-align: left;
  }
  .NavLILevel1A {
    width: 100%;
    justify-content: space-between;
    border-bottom: 1px solid rgba(255, 255, 255, 0.2);
    color: white;
  }
  .NavLILevel1:last-child > .NavLILevel1A {
    border-bottom: none;
  }
  .NavLILevel1A::before {
    display: none; /* Hide hover effect on mobile */
  }
  .NavLILevel1IMGArrow {
    transform: rotate(0deg);
    transition: transform 0.3s ease;
  }
  .NavLILevel1A.active .NavLILevel1IMGArrow {
    transform: rotate(180deg);
  }
  .NavULLevel2 {
    opacity: 1;
    position: relative;
    width: 100%;
    transform: none;
    height: 0;
    overflow: hidden;
    transition: height 0.3s ease-in-out;
    background-color: rgba(0, 0, 0, 0.2);
    border-left: none;
    margin-left: 0px;
    padding: 0px;
  }
  .NavULLevel2.active {
    height: auto;
    visibility: visible;
  }
  .NavLILevel2A {
    color: white;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    padding-left: 30px;
  }
  .NavULLevel3 {
    left: 10%;
  }
}

@media only screen and (min-width: 471px) and (max-width: 580px) {
  .HeaderColumns {
    flex-direction: column;
    align-items: flex-start;
  }
  .HeaderC0 {
    display: block;
  }
  .HeaderC1 {
    width: 100%;
  }
  .HeaderC23 { 
    width: 100%; 
}
  .HeaderC2 {
    display: none;
    width: 100%;
    position: fixed;
    top: 80px;
    right: auto; 
    height: auto;
    background-color: transparent;
    background-image: linear-gradient(311deg, #417665 0%, #19283d 100%);
    transition: right 0.3s ease-in-out;
    z-index: 2;
    overflow-y: auto;
    border-bottom-left-radius: 10px;
    border-bottom-right-radius: 10px;
    box-shadow: rgb(132 132 132) 0px 4px 12px;
  }
  .HeaderC2.mobile-menu-active {
    right: 0; /* Slide into view */
    display: block; /* Ensure it's not display:none */
  }
  .HeaderC3 {
    display: none;
  }
  .HeaderC2NAV {
    width: 100%;
    padding-top: 80px; /* Space for the header */
  }
  .NavULLevel1 {
    flex-direction: column;
    width: 100%;
    gap: 0;
    align-items: flex-start;
  }
  .NavLILevel1 {
    width: 100%;
    text-align: left;
  }
  .NavLILevel1A {
    width: 100%;
    justify-content: space-between;
    border-bottom: 1px solid rgba(255, 255, 255, 0.2);
    color: white;
  }
  .NavLILevel1:last-child > .NavLILevel1A {
    border-bottom: none;
  }
  .NavLILevel1A::before {
    display: none; /* Hide hover effect on mobile */
  }
  .NavLILevel1IMGArrow {
    transform: rotate(0deg);
    transition: transform 0.3s ease;
  }
  .NavLILevel1A.active .NavLILevel1IMGArrow {
    transform: rotate(180deg);
  }
  .NavULLevel2 {
    opacity: 1;
    position: relative;
    width: 100%;
    transform: none;
    height: 0;
    overflow: hidden;
    transition: height 0.3s ease-in-out;
    background-color: rgba(0, 0, 0, 0.2);
    border-left: none;
    margin-left: 0px;
    padding: 0px;
  }
  .NavULLevel2.active {
    height: auto;
    visibility: visible;
  }
  .NavLILevel2A {
    color: white;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    padding-left: 30px;
  }
  .NavULLevel3 {
    left: 10%;
  }
}

@media only screen and (min-width: 581px) and (max-width: 749px) {
  .HeaderColumns {
    flex-direction: column;
    align-items: flex-start;
  }
  .HeaderC0 {
    display: block;
  }
  .HeaderC1 {
    width: 100%;
  }
  .HeaderC23 { 
    width: 100%; 
  }
  .HeaderC2 {
    display: none;
    width: 100%;
    position: fixed;
    top: 80px;
    right: auto; 
    height: auto;
    background-color: transparent;
    background-image: linear-gradient(311deg, #417665 0%, #19283d 100%);
    transition: right 0.3s ease-in-out;
    z-index: 2;
    overflow-y: auto;
    border-bottom-left-radius: 10px;
    border-bottom-right-radius: 10px;
    box-shadow: rgb(132 132 132) 0px 4px 12px;
  }
  .HeaderC2.mobile-menu-active {
    right: 0; /* Slide into view */
    display: block; /* Ensure it's not display:none */
  }
  .HeaderC3 {
    display: none;
  }
  .HeaderC2NAV {
    width: 100%;
    padding-top: 80px; /* Space for the header */
  }
  .NavULLevel1 {
    flex-direction: column;
    width: 100%;
    gap: 0;
    align-items: flex-start;
  }
  .NavLILevel1 {
    width: 100%;
    text-align: left;
  }
  .NavLILevel1A {
    width: 100%;
    justify-content: space-between;
    border-bottom: 1px solid rgba(255, 255, 255, 0.2);
    color: white;
  }
  .NavLILevel1:last-child > .NavLILevel1A {
    border-bottom: none;
  }
  .NavLILevel1A::before {
    display: none; /* Hide hover effect on mobile */
  }
  .NavLILevel1IMGArrow {
    transform: rotate(0deg);
    transition: transform 0.3s ease;
  }
  .NavLILevel1A.active .NavLILevel1IMGArrow {
    transform: rotate(180deg);
  }
  .NavULLevel2 {
    opacity: 1;
    position: relative;
    width: 100%;
    transform: none;
    height: 0;
    overflow: hidden;
    transition: height 0.3s ease-in-out;
    background-color: rgba(0, 0, 0, 0.2);
    border-left: none;
    margin-left: 0px;
    padding: 0px;
  }
  .NavULLevel2.active {
    height: auto;
    visibility: visible;
  }
  .NavLILevel2A {
    color: white;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    padding-left: 30px;
  }
  .NavULLevel3 {
    left: 10%;
  }
}

@media only screen and (min-width: 750px) and (max-width: 1000px) {
  .HeaderColumns {
    flex-direction: column;
    align-items: flex-start;
  }
  .HeaderC0 {
    display: block;
  }
  .HeaderC1 {
    width: 100%;
  }
  .HeaderC23 { 
    width: 100%; 
  }
  .HeaderC2 {
    display: none;
    width: 100%;
    position: fixed;
    top: 80px;
    right: auto; 
    height: auto;
    background-color: transparent;
    background-image: linear-gradient(311deg, #417665 0%, #19283d 100%);
    transition: right 0.3s ease-in-out;
    z-index: 2;
    overflow-y: auto;
    border-bottom-left-radius: 10px;
    border-bottom-right-radius: 10px;
    box-shadow: rgb(132 132 132) 0px 4px 12px;
  }
  .HeaderC2.mobile-menu-active {
    right: 0; /* Slide into view */
    display: block; /* Ensure it's not display:none */
  }
  .HeaderC3 {
    display: none;
  }
  .HeaderC2NAV {
    width: 100%;
    padding-top: 80px; /* Space for the header */
  }
  .NavULLevel1 {
    flex-direction: column;
    width: 100%;
    gap: 0;
    align-items: flex-start;
  }
  .NavLILevel1 {
    width: 100%;
    text-align: left;
  }
  .NavLILevel1A {
    width: 100%;
    justify-content: space-between;
    border-bottom: 1px solid rgba(255, 255, 255, 0.2);
    color: white;
  }
  .NavLILevel1:last-child > .NavLILevel1A {
    border-bottom: none;
  }
  .NavLILevel1A::before {
    display: none; /* Hide hover effect on mobile */
  }
  .NavLILevel1IMGArrow {
    transform: rotate(0deg);
    transition: transform 0.3s ease;
  }
  .NavLILevel1A.active .NavLILevel1IMGArrow {
    transform: rotate(180deg);
  }
  .NavULLevel2 {
    opacity: 1;
    position: relative;
    width: 100%;
    transform: none;
    height: 0;
    overflow: hidden;
    transition: height 0.3s ease-in-out;
    background-color: rgba(0, 0, 0, 0.2);
    border-left: none;
    margin-left: 0px;
    padding: 0px;
  }
  .NavULLevel2.active {
    height: auto;
    visibility: visible;
  }
  .NavLILevel2A {
    color: white;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}
  .NavULLevel3 {
    left: 10%;
  }

}

</style>

        <div class="HeaderSectionUnivia">
            <div class="HeaderSectionUniviaInside">
                <div class="HeaderColumns">
                    <div class="HeaderC1">
                        <div class="HeaderC1Inside">
                            <a class="HeaderC1A" href="https://univiaglobal.com/" aria-label="10XCommerce Home" rel="noopener" target="_self" tabindex="0">
                                <img class="HeaderC1IMG" src="https://univiaglobal.com/wp-content/uploads/2025/10/Univia_Logo_White.png" alt="Univia Global Logo" width="300" height="78" fetchpriority="high" loading="eager">                            </a>
                        </div>
                    </div>
                    <div class="HeaderC0">
                        <div class="MobileMenuButton">
                            <img class="MobileMenuButtonOpen" src="https://univiaglobal.com/wp-content/uploads/2025/08/MobileMenu.png" alt="Open Menu" fetchpriority="high" loading="eager" width="50" height="50">
                            <img class="MobileMenuButtonClose" src="https://univiaglobal.com/wp-content/uploads/2025/08/MobileMenuClose.png" alt="Close Menu" fetchpriority="high" loading="eager" width="50" height="50">
                        </div>
                    </div>
                    <div class="HeaderC23">
                    <div class="HeaderC2">
                        <div class="HeaderC2NAV">
<ul id="menu-menuheader" class="NavULLevel1"><li class="NavLILevel1"><a class="NavLILevel1A" href="https://univiaglobal.com/" target="_self" rel="noopener"><span>Home</span></a></li><li class="NavLILevel1"><a class="NavLILevel1A" href="https://univiaglobal.com/services/" target="_self" rel="noopener"><span>Services</span><svg class="NavLILevel1IMGArrow MenuArrowDown" xmlns="http://www.w3.org/2000/svg" width="64" height="64" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round">
                  <polyline points="6 9 12 15 18 9"></polyline>
                </svg></a><ul class="NavULLevel2"><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/tax-regulatory-advisory/" target="_self" rel="noopener"><span>Tax &amp; Regulatory Advisory</span><svg class="NavLILevel1IMGArrow SecondLevArrow MenuArrowDown" xmlns="http://www.w3.org/2000/svg" width="64" height="64" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round">
                  <polyline points="6 9 12 15 18 9"></polyline>
                </svg></a><ul class="NavULLevel2 NavULLevel3" style="visibility: hidden;"><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/taxation/" target="_self" rel="noopener"><span>Taxation Services</span></a></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/e-invoicing/" target="_self" rel="noopener"><span>E-Invoicing</span></a></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/aml-compliance/" target="_self" rel="noopener"><span>AML &amp; Compliance</span></a></li></ul></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/audit-risk-reporting/" target="_self" rel="noopener"><span>Audit, Risk &amp; Reporting</span><svg class="NavLILevel1IMGArrow SecondLevArrow MenuArrowDown" xmlns="http://www.w3.org/2000/svg" width="64" height="64" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round">
                  <polyline points="6 9 12 15 18 9"></polyline>
                </svg></a><ul class="NavULLevel2 NavULLevel3" style="visibility: hidden;"><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/internal-audit-icfr/" target="_self" rel="noopener"><span>Internal Audit &amp; ICFR</span></a></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/financial-reporting-ifrs/" target="_self" rel="noopener"><span>Financial Reporting &amp; IFRS</span></a></li></ul></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/strategic-cfo-advisory/" target="_self" rel="noopener"><span>Strategic &amp; CFO Advisory</span><svg class="NavLILevel1IMGArrow SecondLevArrow MenuArrowDown" xmlns="http://www.w3.org/2000/svg" width="64" height="64" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round">
                  <polyline points="6 9 12 15 18 9"></polyline>
                </svg></a><ul class="NavULLevel2 NavULLevel3" style="visibility: hidden;"><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/cfo-business-advisory/" target="_self" rel="noopener"><span>CFO &amp; Business Advisory</span></a></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/transaction-advisory-valuation/" target="_self" rel="noopener"><span>Transaction Advisory &amp; Valuation</span></a></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/business-gearing/" target="_self" rel="noopener"><span>Business Gearing</span></a></li></ul></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/structuring-cross-border-solutions/" target="_self" rel="noopener"><span>Structuring &amp; Cross-Border Solutions</span><svg class="NavLILevel1IMGArrow SecondLevArrow MenuArrowDown" xmlns="http://www.w3.org/2000/svg" width="64" height="64" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round">
                  <polyline points="6 9 12 15 18 9"></polyline>
                </svg></a><ul class="NavULLevel2 NavULLevel3" style="visibility: hidden;"><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/corporate-structuring-banking/" target="_self" rel="noopener"><span>Corporate Structuring &amp; Banking</span></a></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/global-structuring-cross-border-advisory/" target="_self" rel="noopener"><span>Global Structuring &amp; Cross-Border Advisory</span></a></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/business-organizational-restructuring/" target="_self" rel="noopener"><span>Business &amp; Organizational Restructuring</span></a></li></ul></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/learning-capability-building/" target="_self" rel="noopener"><span>Learning &amp; Capability Building</span><svg class="NavLILevel1IMGArrow SecondLevArrow MenuArrowDown" xmlns="http://www.w3.org/2000/svg" width="64" height="64" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round">
                  <polyline points="6 9 12 15 18 9"></polyline>
                </svg></a><ul class="NavULLevel2 NavULLevel3" style="visibility: hidden;"><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/learning-development/" target="_self" rel="noopener"><span>Learning &amp; Development</span></a></li></ul></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/treasury-banking-solutions/" target="_self" rel="noopener"><span>Treasury &amp; Banking Solutions</span><svg class="NavLILevel1IMGArrow SecondLevArrow MenuArrowDown" xmlns="http://www.w3.org/2000/svg" width="64" height="64" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round">
                  <polyline points="6 9 12 15 18 9"></polyline>
                </svg></a><ul class="NavULLevel2 NavULLevel3" style="visibility: hidden;"><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/banking-solutions/" target="_self" rel="noopener"><span>Banking Solutions</span></a></li></ul></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/governance-risk-compliance-grc-advisory/" target="_self" rel="noopener"><span>Governance, Risk &amp; Compliance (GRC) Advisory</span><svg class="NavLILevel1IMGArrow SecondLevArrow MenuArrowDown" xmlns="http://www.w3.org/2000/svg" width="64" height="64" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2" stroke-linecap="round" stroke-linejoin="round">
                  <polyline points="6 9 12 15 18 9"></polyline>
                </svg></a><ul class="NavULLevel2 NavULLevel3" style="visibility: hidden;"><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/internal-audit-icfr/" target="_self" rel="noopener"><span>Internal Audit, ICRF</span></a></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/governance-frameworks-oversight/" target="_self" rel="noopener"><span>Governance Frameworks &amp; Oversight</span></a></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/internal-audit-independent-assurance/" target="_self" rel="noopener"><span>Internal Audit &amp; Independent Assurance</span></a></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/enterprise-risk-management-erm/" target="_self" rel="noopener"><span>Enterprise Risk Management (ERM)</span></a></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/business-continuity-organisational-resilience/" target="_self" rel="noopener"><span>Business Continuity &amp; Organisational Resilience</span></a></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/compliance-regulatory-assurance/" target="_self" rel="noopener"><span>Compliance &amp; Regulatory Assurance</span></a></li><li class="NavLILevel2"><a class="NavLILevel2A" href="https://univiaglobal.com/services/policies-controls-implementation/" target="_self" rel="noopener"><span>Policies, Controls &amp; Implementation</span></a></li></ul></li></ul></li><li class="NavLILevel1"><a class="NavLILevel1A" href="https://univiaglobal.com/insights/" target="_self" rel="noopener"><span>Insights</span></a></li><li class="NavLILevel1"><a class="NavLILevel1A" href="https://univiaglobal.com/about-us/" target="_self" rel="noopener"><span>About Us</span></a></li></ul>
</div>
</div>
                    <div class="HeaderC3">
                        <div class="HeaderC3Inside">
                            <div class="HeaderC3A1">
                                <a class="SBButton" href="https://univiaglobal.com/contact-us/" aria-label="Call Us" rel="noopener" target="_self">
                                    <!--<img class="SBButtonImg" src="https://univiaglobal.com/wp-content/uploads/2025/07/whatsapp.png" title="univiaglobal whatsapp" alt="Call univia global"loading="lazy" width="50px" height="50px"> -->
                                    <span class="SBButtonS">Contact Us</span>
                                </a>
                            </div>
                        </div>
                    </div>
                    </div>

                </div>
            </div>
        </div>
<script>

document.addEventListener("DOMContentLoaded", function () {

    //Header Scroll function
  const header = document.querySelector(".HeaderSectionUnivia");
  let lastScroll = 0;

  function handleScroll() {
    if (window.innerWidth >= 1001) {
      const currentScroll = window.scrollY;

      // Scrolling down past 200px
      if (currentScroll > 200 && currentScroll > lastScroll) {
        header.classList.add("hidden");
        header.classList.remove("sticky");
      } 
      // Scrolling up while still beyond 200px
      else if (currentScroll > 200 && currentScroll < lastScroll) {
        header.classList.add("sticky");
        header.classList.remove("hidden");
      } 
      // Scrolling back to top (<= 200px)
      else if (currentScroll <= 200) {
        header.classList.remove("hidden", "sticky");
      }

      lastScroll = currentScroll;
    } else {
      // Reset for mobile
      header.classList.remove("hidden", "sticky");
    }
  }

  window.addEventListener("scroll", handleScroll);
  window.addEventListener("resize", handleScroll);

    // Header Menus working
  const navLinks = document.querySelectorAll(".NavLILevel1A, .NavLILevel2A");
  const isMobile = window.innerWidth <= 770;

  navLinks.forEach(link => {
    const submenu = link.nextElementSibling;

    if (submenu && (submenu.classList.contains("NavULLevel2") || submenu.classList.contains("NavULLevel3"))) {
      if (isMobile) {
        // Mobile: toggle submenu on click
        link.addEventListener("click", function(e) {
          e.preventDefault(); // prevent navigation
          submenu.classList.toggle("active");
          submenu.style.visibility = submenu.classList.contains("active") ? "visible" : "hidden";
        });
      } else {
        // Desktop: show submenu on hover
        let hideTimeout;

        link.parentElement.addEventListener("mouseenter", () => {
          clearTimeout(hideTimeout);
          submenu.style.visibility = "visible";
          submenu.style.opacity = "1";
          submenu.style.transform = "translateY(0%)";
        });

        link.parentElement.addEventListener("mouseleave", () => {
          submenu.style.transform = "translateY(20%)";
          submenu.style.opacity = "0";
          hideTimeout = setTimeout(() => {
            if (submenu.style.opacity === "0") {
              submenu.style.visibility = "hidden";
            }
          }, 300);
        });
      }
    }
  });


// Mobile menu toggle
const menuButton = document.querySelector('.MobileMenuButton');
const openIcon = document.querySelector('.MobileMenuButtonOpen');
const closeIcon = document.querySelector('.MobileMenuButtonClose');
const headerC2 = document.querySelector('.HeaderC2');

function isMobileDevice() {
  return window.innerWidth <= 1000; // Adjust breakpoint as needed
}

if (menuButton && headerC2) {
  menuButton.addEventListener('click', function () {
    if (isMobileDevice()) {
      const isCurrentlyVisible = window.getComputedStyle(headerC2).display !== 'none';

      if (isCurrentlyVisible) {
        headerC2.style.display = 'none';
        openIcon.style.display = 'block';
        closeIcon.style.display = 'none';
      } else {
        headerC2.style.display = 'block';
        openIcon.style.display = 'none';
        closeIcon.style.display = 'block';
      }
    }
  });
}


});


</script>

    </div>
</header>

<div class="PreLoadScriptsStyles">

<link rel="stylesheet" href="https://cdn.jsdelivr.net/npm/@glidejs/glide@3.5.2/dist/css/glide.core.min.css">
    <script src="https://cdn.jsdelivr.net/npm/@glidejs/glide@3.5.2/dist/glide.min.js"></script>
    

<script src="https://unpkg.com/aos@2.3.1/dist/aos.js"></script>

<link href="https://unpkg.com/aos@2.3.1/dist/aos.css" rel="stylesheet">    

<script>
  AOS.init({
    duration: 800,
    once: true
  });
</script>



</div>
	<div class="site grid-container container hfeed" id="page">
				<div class="site-content" id="content">
			

<div class="MYPageContent" id="content" role="main">
    <article class="ArticleTag">
    <div class="MySections My-Section1"><style type="text/css">

.HPS1Outer {
   position: relative;
   overflow: hidden;

}

.HPS1Inner {

    background-image: linear-gradient(90deg, rgb(0 0 0) 0%, rgb(0 0 0 / 62%) 70%), url(https://univiaglobal.com/wp-content/uploads/2025/10/Results.jpg) !important;
    background-repeat: no-repeat;
    background-size: cover;       
   /* height: 100vh; */
    background-position: center;
    background-attachment: fixed;
    background-position-y: bottom;
}

.HPS1Content {
    background-image: linear-gradient(180deg, rgba(0, 0, 0, 0.58) 7%, rgba(0, 0, 0, 0) 30%);
    display: flex;
    justify-content: center;
    align-items: center;
    /* height: 100vh; */
    min-height: 600px;
    flex-direction: column;
    text-align: center;
    padding: min(8%, 200px) min(8%, 100px);
}

.HPS1ContentH {
    display: flex;
    flex-direction: column;
    justify-content: center;
    text-align: left;
}

.HPS1ContentH1 {
    display: flex;
    flex-direction: column;
    justify-content: center;
    text-align: center;
    margin-bottom: 0px;
}

.HPS1ContentH1S1 {
    color: #fffbf4;
    font-weight: 600;
    text-shadow: 1px 1px 2px #898989;    
    font-size: 4rem;
    line-height: 4rem;

}

.HPS1ContentH2 {
    display: flex;
    flex-direction: column;
    justify-content: center;
    text-align: center;
}

.HPS1ContentH2S1 {
    color: #fffbf4;
    text-shadow: 1px 1px 2px #898989;
    margin-top: 0px;

}

.AnimatedHeroText {
  font-size: 3rem;
  font-weight: bold;
  text-align: center;
  background: linear-gradient(-45deg, #ad9420, #ffffff, #ad9420);
  background-size: 300% 300%;
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  animation: animateTextGradient 4s ease-in-out infinite;
}

@keyframes animateTextGradient {
  0% {
    background-position: 0% 50%;
  }
  50% {
    background-position: 100% 50%;
  }
  100% {
    background-position: 0% 50%;
  }
}


.HPS1ContentPara {
    color: #fffbf4; 
    font-weight: 500;
    text-align: justify;
    max-width: 1200px;
    margin: auto;
}


.HPS1ContentButtons {
    margin-top: 30px;
    display: flex;
    flex-direction: row;
    gap: 10px;
}

.HPS1ContentButton {
    display: inline-block;
    margin: 20px 0;
}


.HPS1ContentButton1 {
    display: inline-flex;
    align-items: center;
    padding: 12px 24px;
    background-color: #2f4341;
    color: white;
    border: 1px solid #3c7160;
    text-decoration: none;
    border-radius: 4px;
    font-weight: 500;
    transition: all 0.3s ease;
}


.HPS1ContentButton1S {
    margin-right: 8px;
}


.HPS1ContentButton1Arrow {
    transition: transform 0.3s ease;
}


.HPS1ContentButton1:hover,
.HPS1ContentButton1:active,
.HPS1ContentButton1:focus {
    background-color: #234c3f;
    color: #FDB913;
}


.HPS1ContentButton1:hover .HPS1ContentButton1Arrow {
    transform: translateX(4px);
}

@media only screen and (min-width: 0px) and (max-width: 300px) {
.HPS1Content { padding: 100px 10px 20px 10px; }
.HPS1ContentH1S1 { font-size: 2rem; line-height: 2rem; }
.HPS1ContentButtons { flex-direction: column; }
.HPS1ContentButton { margin: 2px; }

}

@media only screen and (min-width: 301px) and (max-width: 380px) { 
.HPS1Content { padding: 100px 20px 20px 20px; }
.HPS1ContentH1S1 { font-size: 3rem; line-height: 3rem; }
.HPS1ContentButtons { flex-direction: column; }
.HPS1ContentButton { margin: 2px; }
    

}

@media only screen and (min-width: 381px) and (max-width: 470px) { 
.HPS1Content { padding: 100px 20px 20px 20px; }
.HPS1ContentH1S1 { font-size: 3rem; line-height: 3rem; }
.HPS1ContentButtons { flex-direction: column; }
.HPS1ContentButton { margin: 2px; }
    
}

@media only screen and (min-width: 471px) and (max-width: 580px) { 
.HPS1Content { padding: 100px 30px 20px 30px; }
.HPS1ContentH1S1 { font-size: 3rem; line-height: 3rem; }
.HPS1ContentButtons { flex-direction: column; }
.HPS1ContentButton { margin: 2px; }
   

}

@media only screen and (min-width: 581px) and (max-width: 749px) {
.HPS1Content { padding: 100px 30px 20px 30px; }
.HPS1ContentH1S1 { font-size: 3rem; line-height: 3rem; }
.HPS1ContentButtons { flex-direction: column; }
.HPS1ContentButton { margin: 2px; }
    

}

@media only screen and (min-width: 750px) and (max-width: 1000px) { 
.HPS1Content { padding: 100px 30px 20px 30px; }
.HPS1ContentH1S1 { font-size: 3rem; line-height: 3rem; }
    

}

@media only screen and (min-width: 1001px) and (max-width: 1279px) { 
.HPS1Content { padding: 100px 30px 20px 30px; }
.HPS1ContentH1S1 { font-size: 3rem; line-height: 3rem; }

}

@media only screen and (min-width: 1280px) and (max-width: 1400px) { 
  

}

@media only screen and (min-width: 1401px) and (max-width: 1800px) { 
  

}

@media only screen and (min-width: 1801px) { 

}

</style>


<div class="HPS1Outer">
<div class="HPS1Inner">


<div class="HPS1Content">

<div class="HPS1ContentH">
<h1 class="HPS1ContentH1" tabindex="0"><span class="HPS1ContentH1S1">Compliance & Regulatory Assurance</span></h1>
<h2 class="HPS1ContentH2" tabindex="0"><span class="HPS1ContentH2S1">Staying Compliant. Staying Ahead.</span></h2>
</div>
  



</div>    


</div>
</div>



</div><div class="MySections My-Section2"><style type="text/css">

.ASSOAROuter {
    background-color: white;
}

.ASSOARInner {
    margin: auto;
    max-width: 1400px;
    padding: 50px 20px 50px 20px;
}





.ASSOARTOuter {

}
.ASSOARTInner {
    
}
.ASSOARTContent {
    text-align: center;
    
}
.ASSOARTS {
    font-weight: 500;

}

.ASSOARTH2 {
    color: #417665;
    margin-top: 5px;

}

.ASSOARTP {
    max-width: 1200px;
    text-align: justify;
    text-align-last: center;
    margin: auto;
}

.ASSOARMOuter {
    
}
.ASSOARMInner {    
    padding: 50px 20px 50px 20px;
    
}
.ASSOARMLR {
    display: flex;
    justify-content: center;
    flex-direction: row;
    flex-wrap: wrap;
    align-items: center;
    align-content: center;
    margin: 20px 5px;
    padding: 30px 5px;
    background: #41766517;
    border-radius: 3px;
    border-bottom: 1px solid #4176653d;
}
.ASSOARMLR:hover .ASSOARMImageSideImg {
    transform: scale(1.2);
}
.ASSOARML {
    width: 45%;
    padding: 10px 10px 10px 10px;
}
.ASSOARMImageSide {
    
}
.ASSOARMImageSideInside {
    position: relative;
    overflow: hidden;
    
}
.ASSOARMImageSideInside::after {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.45); 
    pointer-events: none; 
    border-radius: 5px;
}
.ASSOARTH3 {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    margin: 0px;
    color: #f1f1f1;
    font-size: 3rem;
    line-height: 3rem;
    text-shadow: 0px 0px 14px rgb(173 173 173);
    z-index: 1;
}
.ASSOARMImageSideImg {
    border-radius: 5px;
    width: 100%;
    height: auto;
    transform: scale(1.0);
    transition: transform 0.3s ease;
    
}
.ASSOARMR {
    width: 45%;
    padding: 10px 10px 10px 10px;
}
.ASSOARMDataSide {
    
}
.ASSOARMDataSideInside {
    
}
.ASSOARMDataSideInsidePoints {
    display: flex;
    align-items: center;
    align-content: center;
}
.ASSOARMDataSideInsidePointsI {
    width: 20px;
    height: auto;
    margin: 5px 10px 5px 5px;
}
.ASSOARMDataSideInsidePointsP {
  text-align: justify;
    
}
.ASSOARBOuter {
    
}
.ASSOARBInner {
    
}
.ASSOARBH3 {
    margin: auto;
    text-align: center;
    color: #417665;
    margin-top: 5px;
    font-size: 1.8rem;
    font-weight: 700;
    
}
.ASSOARBP {
    max-width: 1200px;
    text-align: justify;
    text-align-last: center;
    margin: 20px auto 5px auto;
}




@media only screen and (min-width: 0px) and (max-width: 300px) {
.ASSOARMInner { padding: 20px 0px 50px 0px; }
.ASSOARML { width: 100%; order: 1 !important; }
.ASSOARMR { width: 100%; order: 2 !important; }
.ASSOARMImageSideImg { max-height: 300px !important; }
.ASSOARTH3 { font-size: 2.5rem; }

}

@media only screen and (min-width: 301px) and (max-width: 380px) { 
.ASSOARMInner { padding: 20px 0px 50px 0px; }
.ASSOARML { width: 100%; order: 1 !important; }
.ASSOARMR { width: 100%; order: 2 !important; }
.ASSOARMImageSideImg { max-height: 300px !important; }
.ASSOARTH3 { font-size: 2.5rem; }
    

}

@media only screen and (min-width: 381px) and (max-width: 470px) { 
.ASSOARMInner { padding: 20px 0px 50px 0px; }
.ASSOARML { width: 100%; order: 1 !important; }
.ASSOARMR { width: 100%; order: 2 !important; }
.ASSOARMImageSideImg { max-height: 300px !important; }
.ASSOARTH3 { font-size: 2.5rem; }
    
}

@media only screen and (min-width: 471px) and (max-width: 580px) { 
.ASSOARMInner { padding: 20px 0px 50px 0px; }
.ASSOARML { width: 100%; order: 1 !important; }
.ASSOARMR { width: 100%; order: 2 !important; }
.ASSOARMImageSideImg { max-height: 300px !important; }
.ASSOARTH3 { font-size: 2.5rem; }
   

}

@media only screen and (min-width: 581px) and (max-width: 749px) {
.ASSOARMInner { padding: 20px 0px 50px 0px; }
.ASSOARML { width: 100%; order: 1 !important; }
.ASSOARMR { width: 100%; order: 2 !important; }
.ASSOARMImageSideImg { max-height: 300px !important; }

}

@media only screen and (min-width: 750px) and (max-width: 1000px) { 
.ASSOARML { width: 100%; order: 1 !important; }
.ASSOARMR { width: 100%; order: 2 !important; }
.ASSOARMImageSideImg { max-height: 300px !important; }
    

}

@media only screen and (min-width: 1001px) and (max-width: 1279px) { 

}

@media only screen and (min-width: 1280px) and (max-width: 1400px) { 
  

}

@media only screen and (min-width: 1401px) and (max-width: 1800px) { 
  

}

@media only screen and (min-width: 1801px) { 

}

</style>

<div class="ASSOAROuter">
<div class="ASSOARInner">

<!-- Top -->
<div class="ASSOARTOuter">
<div class="ASSOARTInner">
<div class="ASSOARTContent"> 
<span class="ASSOARTS" tabindex="0"></span>
<h2 class="ASSOARTH2" tabindex="0">Ensuring Your Business Meets Every Regulatory Expectation</h2>
<p class="ASSOARTP" tabindex="0">At Univia Global Consultancy, we deliver compliance frameworks that help organisations meet UAE regulatory obligations with confidence. Our solutions simplify complex requirements and establish sustainable, repeatable compliance processes.</p> 
</div>
</div>
</div>


<!-- Mid -->
<div class="ASSOARMOuter">
<div class="ASSOARMInner">

<!-- Mid1 -->
<div class="ASSOARMLR" style="display: none;">

<div class="ASSOARML" style="order:1;"> 
    <div class="ASSOARMImageSide">
    <div class="ASSOARMImageSideInside">    
        <h3 class="ASSOARTH3" tabindex="0">Introduction</h3>
        <img class="ASSOARMImageSideImg" loading="lazy" src="https://univiaglobal.com/wp-content/uploads/2025/11/star-best-success-reward-prize-excellent-great-concept.jpg" data-src="" width="800" height="800" alt="Introduction"> 
    </div>    
    </div>

</div>  


<div class="ASSOARMR" style="order:2;"> 
    <div class="ASSOARMDataSide">
    <div class="ASSOARMDataSideInside">  
        <div class="ASSOARMDataSideInsidePoints"><p class="ASSOARMDataSideInsidePointsP" tabindex="0"></p></div>
    </div>
    </div>
</div>  

</div>

<!-- Mid2 -->
<div class="ASSOARMLR"> 

<div class="ASSOARML" style="order:2;"> 
    <div class="ASSOARMImageSide">
    <div class="ASSOARMImageSideInside">    
        <h3 class="ASSOARTH3" tabindex="0">Our <br>Expertise</h3>
        <img class="ASSOARMImageSideImg" loading="lazy" src="https://univiaglobal.com/wp-content/uploads/2025/11/business-person-futuristic-business-environment.jpg" data-src="" width="800" height="800" alt="Our Expertise"> 
    </div>    
    </div>
</div>     



<div class="ASSOARMR" style="order:1;"> 
    <div class="ASSOARMDataSide">
    <div class="ASSOARMDataSideInside">  
        <div class="ASSOARMDataSideInsidePoints"><p class="ASSOARMDataSideInsidePointsP" tabindex="0">With strong knowledge of UAE’s regulatory landscape—including AML/CFT, corporate governance and free-zone requirements—our team ensures your organisation remains compliant, audit-ready, and operationally robust at all times.</p></div>
    </div>
    </div>
</div> 

</div> 

<!-- Mid3 -->
<div class="ASSOARMLR">

<div class="ASSOARML" style="order:1;"> 
    <div class="ASSOARMImageSide">
    <div class="ASSOARMImageSideInside">    
        <h3 class="ASSOARTH3" tabindex="0">What <br>We Offer</h3>
        <img class="ASSOARMImageSideImg" loading="lazy" src="https://univiaglobal.com/wp-content/uploads/2025/11/hand-using-touch-screen.jpg" data-src="" width="800" height="800" alt="What We Offer"> 
    </div>    
    </div>
</div>    


<div class="ASSOARMR" style="order:2;"> 
    <div class="ASSOARMDataSide">
    <div class="ASSOARMDataSideInside">  
        <div class="ASSOARMDataSideInsidePoints"><img class="ASSOARMDataSideInsidePointsI" loading="lazy" src="https://univiaglobal.com/wp-content/uploads/2025/10/check_green_417665.png" data-src="" width="30" height="30" alt=""> <p class="ASSOARMDataSideInsidePointsP" tabindex="0">Build compliance frameworks aligned with UAE regulations</p></div>   
        <div class="ASSOARMDataSideInsidePoints"><img class="ASSOARMDataSideInsidePointsI" loading="lazy" src="https://univiaglobal.com/wp-content/uploads/2025/10/check_green_417665.png" data-src="" width="30" height="30" alt=""> <p class="ASSOARMDataSideInsidePointsP" tabindex="0">Conduct compliance risk assessments & gap analyses</p></div>  
        <div class="ASSOARMDataSideInsidePoints"><img class="ASSOARMDataSideInsidePointsI" loading="lazy" src="https://univiaglobal.com/wp-content/uploads/2025/10/check_green_417665.png" data-src="" width="30" height="30" alt=""> <p class="ASSOARMDataSideInsidePointsP" tabindex="0">Develop annual monitoring & testing plans</p></div>  
        <div class="ASSOARMDataSideInsidePoints"><img class="ASSOARMDataSideInsidePointsI" loading="lazy" src="https://univiaglobal.com/wp-content/uploads/2025/10/check_green_417665.png" data-src="" width="30" height="30" alt=""> <p class="ASSOARMDataSideInsidePointsP" tabindex="0">Prepare compliance dashboards & reporting packs</p></div>
        <div class="ASSOARMDataSideInsidePoints"><img class="ASSOARMDataSideInsidePointsI" loading="lazy" src="https://univiaglobal.com/wp-content/uploads/2025/10/check_green_417665.png" data-src="" width="30" height="30" alt=""> <p class="ASSOARMDataSideInsidePointsP" tabindex="0">Support during regulatory audits, inspections & submissions</p></div>
    </div>
    </div>
</div>   

</div>

<!-- Mid4 -->
<div class="ASSOARMLR"> 

<div class="ASSOARML" style="order:2;"> 
    <div class="ASSOARMImageSide">
    <div class="ASSOARMImageSideInside">    
        <h3 class="ASSOARTH3" tabindex="0">Why <br>It Matters</h3>
        <img class="ASSOARMImageSideImg" loading="lazy" src="https://univiaglobal.com/wp-content/uploads/2025/11/standard-quality-control-concept-m.jpg" data-src="" width="800" height="800" alt="Why It Matters"> 
    </div>    
    </div>
</div>     


<div class="ASSOARMR" style="order:1;"> 
    <div class="ASSOARMDataSide">
    <div class="ASSOARMDataSideInside">  
        <div class="ASSOARMDataSideInsidePoints"><p class="ASSOARMDataSideInsidePointsP" tabindex="0">Compliance protects your organisation from penalties, reputational risk, operational disruption, and regulatory restrictions while enabling long-term sustainability and stakeholder trust.</p></div>
    </div>
    </div>
</div>  

</div>



</div> 
</div> 

<!-- Bottom
<div class="ASSOARBOuter">
<div class="ASSOARBInner">

    <h3 class="ASSOARBH3" tabindex="0"></h3>
    <p class="ASSOARBP" tabindex="0"></p>

</div>
</div>    
 -->


</div>
</div>



    

</div>
</article>
</div>



<!-- Custom footer starts -->


<style>

.UniviaFooter {
    background-color: #000000;
    background-image: linear-gradient(360deg, #d0dbd8 0%, #ffffff 100%);
    padding: 40px 20px;
    color: white;

}


.UniviaFooterInside {
    max-width: 1600px;
    margin: 5px auto 40px auto;
    display: flex;
    flex-direction: row;
    justify-content: space-evenly;
    flex-wrap: wrap;
    border-top: 3px solid #106c00;
    padding-top: 40px;

}

.FooterInsideTop {
    display: flex;
    justify-content: space-evenly;
    align-items: center;
    margin: auto;
}
.FooterColumns {
  padding: 10px 30px;

}

.Column1 {
    width: 30%;
    flex-grow: 1;

}

.FooterColumnsInside {

}

.Column1Inside {

}

.FooterColumnsInsideLogo {
    width: 40px;
    height: auto;
    transition: 0.3s;
}

.FooterColumnsInsideLogo:hover {
    transform: scale(1.1);
    transition: 0.3s;
}

.Column1InsideLogo {
    width: 200px;
    height: auto;
    margin-left: 0px;

}

.FooterColumnsP {
    color: black;
    text-align: justify;
    font-weight: 500;

}

.FooterColumnsP strong {
    color: #417665;

}

.FooterNewsLetter {

}

.LinksUnderlineEffect1 {

}

.Column2 {
    width: 20%;
    flex-grow: 1;

}

.Column2Inside {

}

.FooterColumnsH4 {
   margin-bottom: 10px;
}

.FooterColumnsH4A {
    text-decoration: none;
    color: #417665;
}

.FooterColumnsA {
    text-decoration: none;
    color: black;
    font-weight: 500;

}

.FooterColumnsH4A {

}


.FooterColumnsUL {
    list-style: none;
    margin: 0px;
    padding: 0px;
}

.FooterColumnsLI {

}

.Column3 {
    width: 20%;
    flex-grow: 1;

}

.Column3Inside {

}

.Column4 {
    width: 20%;
    flex-grow: 1;

}

.Column4Inside {

}

.FooterHorizonalDivHR {
    color: green;
    width: 100%;
    height: 1px;
    background: #8a99873d;
    margin: 20px 20px 20px 0px;
}

.FooterHorizonalHR {

}

.FooterInsideTopBottom {
    display: flex;
    flex-direction: row;
    width: 100%;
}

.FooterInsideTopBottomLeft {
    width: 70%;

}

.FooterInsideTopBottomLeft1 {
    display: flex;
    flex-direction: row;
}

.FooterInsideTopBottomLeft1H4 {
    margin: 20px;

}

.FooterInsideTopBottomLeft2 {

}

.FooterInsideTopBottomRight {
    width: 30%;
    display: flex;
    justify-content: space-evenly;
    align-items: center;
}




@media only screen and (min-width: 0px) and (max-width: 300px) {
    .UniviaFooterInside { flex-direction: column; padding: 10px; }
    .FooterInsideTop { flex-direction: column; margin: 20px 5px 20px 5px; }
    .FooterInsideTopBottomLeft1 { flex-direction: column; }
    .FooterInsideTopBottom { flex-direction: column; }
    .FooterInsideTopBottomLeft { width: 100%; }
    .FooterInsideTopBottomRight { width: 100%; }
    .FooterInsideTopBottomLeft1H4 { margin: 20px auto 0px 5px; }
    .Column1 { width: 100%; }
    .Column2 { width: 100%; }
    .Column3 { width: 100%; }
    .Column4 { width: 100%; }


}

@media only screen and (min-width: 301px) and (max-width: 470px) {
    .UniviaFooterInside { flex-direction: column; padding: 10px; }
    .FooterInsideTop { flex-direction: column; margin: 20px 5px 20px 5px; }
    .FooterInsideTopBottomLeft1 { flex-direction: column; }
    .FooterInsideTopBottom { flex-direction: column; }
    .FooterInsideTopBottomLeft { width: 100%; }
    .FooterInsideTopBottomRight { width: 100%; }
    .FooterInsideTopBottomLeft1H4 { margin: 20px auto 0px 5px; }
    .Column1 { width: 100%; }
    .Column2 { width: 100%; }
    .Column3 { width: 100%; }
    .Column4 { width: 100%; }

}

@media only screen and (min-width: 471px) and (max-width: 580px) {
    .UniviaFooterInside { flex-direction: column; padding: 10px; }
    .FooterInsideTop { flex-direction: column; margin: 20px 5px 20px 5px; }
    .FooterInsideTopBottomLeft1 { flex-direction: column; }
    .FooterInsideTopBottom { flex-direction: column; }
    .FooterInsideTopBottomLeft { width: 100%; }
    .FooterInsideTopBottomRight { width: 100%; }
    .Column1 { width: 100%; }
    .Column2 { width: 100%; }
    .Column3 { width: 100%; }
    .Column4 { width: 100%; }

}

@media only screen and (min-width: 581px) and (max-width: 749px) { 
    .UniviaFooterInside { flex-direction: column; padding: 10px; }
    .FooterInsideTop { flex-direction: column; margin: 20px 5px 20px 5px; }
    .FooterInsideTopBottomLeft1 { flex-direction: column; }
    .FooterInsideTopBottom { flex-direction: column; }
    .FooterInsideTopBottomLeft { width: 100%; }
    .FooterInsideTopBottomRight { width: 100%; }
    .FooterInsideTopBottomLeft1H4 { margin: 20px auto 0px 5px; }
    .Column1 { width: 100%; }
    .Column2 { width: 100%; }
    .Column3 { width: 100%; }
    .Column4 { width: 100%; }
    

}

@media only screen and (min-width: 750px) and (max-width: 1000px) { 
    .UniviaFooterInside { flex-direction: column; }
    .Column1 { width: 100%; max-width: 400px; padding-right: 0px; }
    .Column2 { width: 100%; padding-right: 0px; }
    .Column3 { width: 100%; padding-right: 0px; }
    .Column4 { width: 100%; padding-right: 0px; }
    

}

@media only screen and (min-width: 1001px) and (max-width: 1279px) { 

}

@media only screen and (min-width: 1280px) and (max-width: 1400px) {   

}

</style>

<footer class="UniviaFooter" id="colophon" role="contentinfo">

<div class="UniviaFooterInside">


<div class="FooterInsideTop">

<div class="FooterColumns Column1"> 
    <div class="FooterColumnsInside Column1Inside"> 
        <img loading="lazy" class="FooterColumnsInsideLogo Column1InsideLogo" width="300" height="100" src="https://univiaglobal.com/wp-content/uploads/2025/07/b3e4ce5a-4a8c-4ba2-a848-663bbc15cfa1.png" alt="UniviaGlobal Footer Logo">
        <p class="FooterColumnsP" tabindex="0"><strong>Stay Connected</strong><br>Got a question, feedback, or idea? Email us at <strong><a class="LinksUnderlineEffect1" href="mailto:info@univiaglobal.com" tabindex="0">info@univiaglobal.com</a></strong> and our support team will respond as quickly as possible. We’re here to assist you 24/7.</p>
        <div class="FooterNewsLetter"></div>
    </div>
</div>

<div class="FooterColumns Column2"> 
    <div class="FooterColumnsInside Column2Inside"> 
        <h4  class="FooterColumnsH4" tabindex="0"><a class="FooterColumnsH4A LinksUnderlineEffect1" href="#" target="_blank" rel="noopener" tabindex="0">Services</a></h4>
        <ul class="FooterColumnsUL">
         <li class="FooterColumnsLI"><a class="FooterColumnsA LinksUnderlineEffect1" href="https://univiaglobal.com/services/tax-regulatory-advisory/" target="_blank" rel="noopener" tabindex="0">Audit, Risk & Reporting</a></li>
         <li class="FooterColumnsLI"><a class="FooterColumnsA LinksUnderlineEffect1" href="https://univiaglobal.com/services/audit-risk-reporting/" target="_blank" rel="noopener" tabindex="0">Strategic & CFO Advisory</a></li> 
         <li class="FooterColumnsLI"><a class="FooterColumnsA LinksUnderlineEffect1" href="https://univiaglobal.com/services/strategic-cfo-advisory/" target="_blank" rel="noopener" tabindex="0">Structuring & Cross Border Solutions</a></li> 
         <li class="FooterColumnsLI"><a class="FooterColumnsA LinksUnderlineEffect1" href="https://univiaglobal.com/services/structuring-cross-border-solutions/" target="_blank" rel="noopener" tabindex="0">Learining & Capability Building</a></li> 
         <li class="FooterColumnsLI"><a class="FooterColumnsA LinksUnderlineEffect1" href="https://univiaglobal.com/services/treasury-banking-solutions/" target="_blank" rel="noopener" tabindex="0">Treasury and Banking Solutions</a></li>  
        </ul>
    </div>
</div>

<div class="FooterColumns Column3"> 
    <div class="FooterColumnsInside Column3Inside">  
        <h4  class="FooterColumnsH4" tabindex="0"><a class="FooterColumnsH4A LinksUnderlineEffect1" href="https://univiaglobal.com/insights/" target="_blank" rel="noopener" tabindex="0">Insights</a></h4>
        <ul class="FooterColumnsUL">
         <li class="FooterColumnsLI"><a class="FooterColumnsA LinksUnderlineEffect1" href="https://univiaglobal.com/insights/after-your-first-corporate-tax-filing-what-businesses-are-facing-and-how-to-respond/" target="_blank" rel="noopener" tabindex="0">Corporate Tax Filing</a></li>  
         <li class="FooterColumnsLI"><a class="FooterColumnsA LinksUnderlineEffect1" href="https://univiaglobal.com/insights/top-5-ifrs-mistakes-to-avoid-in-2025-practical-guidance-for-finance-leaders/" target="_blank" rel="noopener" tabindex="0">IFRS Mistakes </a></li> 
         <li class="FooterColumnsLI"><a class="FooterColumnsA LinksUnderlineEffect1" href="https://univiaglobal.com/insights/building-a-risk-resilient-business-strategy-controls-and-execution/" target="_blank" rel="noopener" tabindex="0">Risk‑Resilient Business</a></li> 
         <li class="FooterColumnsLI"><a class="FooterColumnsA LinksUnderlineEffect1" href="https://univiaglobal.com/insights/e-invoicing-in-the-uae-requirements-readiness-and-business-impact/" target="_blank" rel="noopener" tabindex="0">E‑Invoicing in the UAE</a></li> 
         <li class="FooterColumnsLI"><a class="FooterColumnsA LinksUnderlineEffect1" href="https://univiaglobal.com/insights/corporate-tax-in-the-uae-latest-developments-and-practical-implications-for-2025/" target="_blank" rel="noopener" tabindex="0">Corporate Tax in the UAE</a></li>  
        </ul>
    </div>
</div>

<div class="FooterColumns Column4"> 
    <div class="FooterColumnsInside Column4Inside"> 
        <h4  class="FooterColumnsH4" tabindex="0"><a class="FooterColumnsH4A LinksUnderlineEffect1" href="#" target="_blank" rel="noopener" tabindex="0">Quick Links</a></h4>
        <ul class="FooterColumnsUL">
         <li class="FooterColumnsLI"><a class="FooterColumnsA LinksUnderlineEffect1" href="https://univiaglobal.com/about-us/" target="_blank" rel="noopener" tabindex="0">About Us</a></li>  
         <li class="FooterColumnsLI"><a class="FooterColumnsA LinksUnderlineEffect1" href="https://univiaglobal.com/contact-us/" target="_blank" rel="noopener" tabindex="0">Contact Us</a></li> 
        </ul>
    </div>
</div>

</div>

<div class="FooterHorizonalDivHR"><span class="FooterHorizonalHR"></span></div>

<div class="FooterInsideTopBottom">
    <div class="FooterInsideTopBottomLeft">
       <div class="FooterInsideTopBottomLeft1">
           <h4  class="FooterInsideTopBottomLeft1H4 FooterColumnsH4" tabindex="0"><a class="FooterColumnsH4A LinksUnderlineEffect1" href="https://univiaglobal.com/privacy-policy/" target="_blank" rel="noopener" tabindex="0">Privacy Policy</a></h4>
           <h4  class="FooterInsideTopBottomLeft1H4 FooterColumnsH4" tabindex="0"><a class="FooterColumnsH4A LinksUnderlineEffect1" href="https://univiaglobal.com/terms-and-conditions/" target="_blank" rel="noopener" tabindex="0">Terms & Conditions</a></h4>
       </div> 
       <div class="FooterInsideTopBottomLeft2">
           <p class="FooterColumnsP" tabindex="0">Univia Global Consultancy is an independent advisory firm registered in the United Arab Emirates. Univia Global is not a branch, agent, or representative of any other consultancy or advisory firm, unless expressly stated. All services are provided in accordance with applicable UAE laws and regulations. Univia Global and its affiliates are not responsible or liable for any acts or omissions of third-party firms or partners.</p>
       </div> 
    </div>

    <div class="FooterInsideTopBottomRight">
        <span class="FooterColumnsA"><img loading="lazy" class="FooterColumnsInsideLogo" src="https://univiaglobal.com/wp-content/uploads/2025/08/TwitterIconGreen.png" width="40" height="40" alt="Twitter Icon"></span>
        <a class="FooterColumnsA" href="https://www.linkedin.com/company/univia-global-consultancy/" target="_blank" rel="noopener" tabindex="0"><img loading="lazy" class="FooterColumnsInsideLogo" src="https://univiaglobal.com/wp-content/uploads/2025/08/LinkdinIconGreen.png" width="40" height="40" alt="Linkdin Icon"></a>
        <span class="FooterColumnsA"><img loading="lazy" class="FooterColumnsInsideLogo" src="https://univiaglobal.com/wp-content/uploads/2025/08/InstagramIconGreen.png" width="40" height="40" alt="Instagram Icon"></span>
        <a class="FooterColumnsA" href="https://www.facebook.com/univiaglobal/" target="_blank" rel="noopener" tabindex="0"><img loading="lazy" class="FooterColumnsInsideLogo" src="https://univiaglobal.com/wp-content/uploads/2025/08/FacebookIconGreen.png" width="40" height="40" alt="Facebook Icon"></a>
    </div>

</div>



</div>

</footer>    
<!-- Custom footer ends -->

<link rel="stylesheet" id="" href="" media="all">

<link rel="stylesheet" id="" href="" media="all">
<style>

.ScrollTop {
  display: flex;
  justify-content: center;
  align-items: center;
  background: #33333370;
  border: 0;
  border-radius: 2px;
  border-bottom: 1px solid #336152;
  bottom: 0;
  cursor: pointer;
  height: 50px;
  margin: 15px;
  opacity: 0.75;
  position: fixed;
  right: -70px;
  transition: right 0.2s ease-in-out;
  width: 50px;
  z-index: 1;
}

.ScrollTop.ScrollTopAarrowVisible {
  right: 0;
}

.ScrollTopAarrow {
  display: flex;
  justify-content: center;
  align-items: center;
  margin-top: -8px;
}
.ScrollTopAarrow.ScrollTopAarrowUP {  
  transform: rotate(270deg);
}

</style>


<button class="ScrollTop" aria-label="Scroll to top">
<div class="ScrollTopAarrow ScrollTopAarrowUP">
    <svg xmlns="http://www.w3.org/2000/svg" viewBox="2 2 6 6" style="color: #417665; width: 25px; height: 25px;"><path fill="currentColor" d="M3,2 L6,5 L3,8"></path></svg>
</div>
</button>


<script>
document.addEventListener('DOMContentLoaded', function() {
  const scrollButton = document.querySelector('.ScrollTop');
  const scrollThreshold = 1000; // Show button after scrolling 300px
  
  // Smooth scroll to top function
  scrollButton.addEventListener('click', function(e) {
    e.preventDefault();
    window.scrollTo({
      top: 0,
      behavior: 'smooth'
    });
  });
  
  // Show/hide button based on scroll position
  window.addEventListener('scroll', function() {
    if (window.scrollY > scrollThreshold) {
      scrollButton.classList.add('ScrollTopAarrowVisible');
      document.querySelector(".WhatsappMain").style.bottom = "70px";
    } else {
      scrollButton.classList.remove('ScrollTopAarrowVisible');
      document.querySelector(".WhatsappMain").style.bottom = "5px";
    }
  });
  
  // Initialize button state
  if (window.scrollY > scrollThreshold) {
    scrollButton.classList.add('ScrollTopAarrowVisible');
  }
});
</script><style>

.WhatsappMain {  
    position: fixed;
    bottom: 15px;
    right: 5px;
    z-index: 1;
    transition: 0.3s;

}
.WhatsappMainOuter {  

}
.WhatsappMainInner {  

}
.WhatssappA {
    display: flex;
    flex-direction: row;
    justify-content: center;
    align-items: center;
    text-decoration: none !important;
    width: 70px;
    border-radius: 5px;
}
.WhatsappIcon {
    width: 70px;
    height: auto;
    padding: 0px 10px 0px 10px;
    rotate: 0deg;
    transition: 0.3s
}
.WhatsappText {
    color: white;
    font-size: 1.0rem;
    font-weight: 600;
}

.WhatsappMain:hover .WhatsappIcon {
    rotate: 5deg;
    transition: 0.3s
}

.WhatsappQRCodeMain { }

.WhatsappQRCodeMainP { 
    cursor: pointer;
    color: white;
    background: #25d366;
    text-decoration: underline;
    text-underline-offset: 2px;
    padding: 2px 0px 4px 5px;
    margin-top: 0px;
    margin-bottom: 0px;
    border-bottom-left-radius: 5px;
    border: 1px solid white;
    
}

.WhatsappQRCodeCloseBTN {
    position: absolute;
    right: -15px;
    top: -10px;
}

.WhatsappQRCode { 
    position: fixed;
    display: none;
    flex-direction: column;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    background: white;
    box-shadow: 0 4px 10px rgba(0, 0, 0, 0.2);
    border-radius: 8px;
    text-align: center;

}

.WhatsappQRCodeClose { }

.WhatsappQRCodeCloseIMG {
    width: 30px;
    height: auto;
    transition: 0.3s;
    rotate: 360deg;
    cursor: pointer;
    background: #417665;
    border-radius: 50%;
    padding: 5px;
}

.WhatsappQRCodeCloseIMG:hover,
.WhatsappQRCodeCloseIMG:active,
.WhatsappQRCodeCloseIMG:focus  {    
    transition: 0.3s;
    rotate: 270deg;
    
}

.WhatsappQRCodeImg { }

</style>    


<div class="WhatsappMain">
<div class="WhatsappMainOuter">
<div class="WhatsappMainInner">
    

<a class="WhatssappA" href="https://wa.me/971502235283?text=Hello!%20I'm%20interested%20in%20your%20services." rel="noopener noreferrer nofollow" target="_blank">
<img loading="lazy" decoding="async" class="WhatsappIcon" src="https://spectrumbpo.com/wp-content/uploads/2025/02/icons8-whatsapp-144.png" alt="Whatsapp Contact Icon" width="100" height="100" fetchpriority="low"> 
<span class="WhatsappText"></span>
</a>

<div class="WhatsappQRCodeMain">
<div class="WhatsappQRCode">
<span class="WhatsappQRCodeCloseBTN">
<img loading="lazy" decoding="async" class="WhatsappQRCodeCloseIMG" src="https://univiaglobal.com/wp-content/uploads/2025/11/CloseIconx.png" alt="POPUP Close icon" width="50" height="50">
</span>
<img loading="lazy" decoding="async" class="WhatsappQRCodeImg" src="https://univiaglobal.com/wp-content/uploads/2025/11/WhatsappQRCode.png" alt="Whatsapp QR Code" width="300" height="300" fetchpriority="low">
</div>
</div>

</div>
</div>
</div>    


<style>

@media only screen and (min-width: 0px) and (max-width: 300px) {   
.WhatsappQRCodeMain { display: none; }

}

@media only screen and (min-width: 301px) and (max-width: 470px) { 
.WhatsappQRCodeMain { display: none; }   

}

@media only screen and (min-width: 471px) and (max-width: 580px) {  
.WhatsappQRCodeMain { display: none; } 

}

@media only screen and (min-width: 581px) and (max-width: 749px) {  
.WhatsappQRCodeMain { display: none; } 

}

@media only screen and (min-width: 750px) and (max-width: 1000px) { 
.WhatsappQRCodeMain { display: none; }

}

</style>    

<script type="text/javascript">

document.addEventListener("DOMContentLoaded", function () {
    document.querySelector(".WhatssappA").addEventListener("mouseenter", function () {
        document.querySelector(".WhatsappQRCode").style.display = "flex";
    });

    document.querySelector(".WhatsappQRCodeCloseBTN").addEventListener("click", function () {
        document.querySelector(".WhatsappQRCode").style.display = "none";
    });
    
    
//Observer 
    /*
const whatsappMain = document.querySelector(".WhatsappMain");
    const footer = document.querySelector("footer");

    if (whatsappMain && footer) {
        const observer = new IntersectionObserver(
            (entries) => {
                entries.forEach((entry) => {
                    if (entry.isIntersecting) {
                        whatsappMain.style.opacity = "0";
                        whatsappMain.style.visibility = "hidden";
                    } else {
                        whatsappMain.style.opacity = "1";
                        whatsappMain.style.visibility = "visible";
                    }
                });
            },
            { threshold: 0.1 }
        );

        observer.observe(footer);
    }
  */  
    
    
});




</script><script type="speculationrules">
{"prefetch":[{"source":"document","where":{"and":[{"href_matches":"/*"},{"not":{"href_matches":["/wp-*.php","/wp-admin/*","/wp-content/uploads/*","/wp-content/*","/wp-content/plugins/*","/wp-content/themes/custom-theme-core-gp/*","/wp-content/themes/generatepress/*","/*\\?(.+)"]}},{"not":{"selector_matches":"a[rel~=\"nofollow\"]"}},{"not":{"selector_matches":".no-prefetch, .no-prefetch a"}}]},"eagerness":"conservative"}]}
</script>
<script id="generate-a11y">
!function(){"use strict";if("querySelector"in document&&"addEventListener"in window){var e=document.body;e.addEventListener("pointerdown",(function(){e.classList.add("using-mouse")}),{passive:!0}),e.addEventListener("keydown",(function(){e.classList.remove("using-mouse")}),{passive:!0})}}();
</script>
<script src="https://univiaglobal.com/wp-includes/js/dist/hooks.min.js?ver=dd5603f07f9220ed27f1" id="wp-hooks-js"></script>
<script src="https://univiaglobal.com/wp-includes/js/dist/i18n.min.js?ver=c26c3dc7bed366793375" id="wp-i18n-js"></script>
<script id="wp-i18n-js-after">
wp.i18n.setLocaleData( { 'text direction\u0004ltr': [ 'ltr' ] } );
//# sourceURL=wp-i18n-js-after
</script>
<script src="https://univiaglobal.com/wp-content/plugins/contact-form-7/includes/swv/js/index.js?ver=6.1.5" id="swv-js"></script>
<script id="contact-form-7-js-before">
var wpcf7 = {
    "api": {
        "root": "https:\/\/univiaglobal.com\/wp-json\/",
        "namespace": "contact-form-7\/v1"
    }
};
//# sourceURL=contact-form-7-js-before
</script>
<script src="https://univiaglobal.com/wp-content/plugins/contact-form-7/includes/js/index.js?ver=6.1.5" id="contact-form-7-js"></script>
<script id="wp-emoji-settings" type="application/json">
{"baseUrl":"https://s.w.org/images/core/emoji/17.0.2/72x72/","ext":".png","svgUrl":"https://s.w.org/images/core/emoji/17.0.2/svg/","svgExt":".svg","source":{"concatemoji":"https://univiaglobal.com/wp-includes/js/wp-emoji-release.min.js?ver=6.9.4"}}
</script>
<script type="module">
/*! This file is auto-generated */
const a=JSON.parse(document.getElementById("wp-emoji-settings").textContent),o=(window._wpemojiSettings=a,"wpEmojiSettingsSupports"),s=["flag","emoji"];function i(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(o,JSON.stringify(t))}catch(e){}}function c(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data);e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0);const a=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data);return t.every((e,t)=>e===a[t])}function p(e,t){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var n=e.getImageData(16,16,1,1);for(let e=0;e<n.data.length;e++)if(0!==n.data[e])return!1;return!0}function u(e,t,n,a){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\udde8\ud83c\uddf6","\ud83c\udde8\u200b\ud83c\uddf6")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!a(e,"\ud83e\u1fac8")}return!1}function f(e,t,n,a){let r;const o=(r="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):document.createElement("canvas")).getContext("2d",{willReadFrequently:!0}),s=(o.textBaseline="top",o.font="600 32px Arial",{});return e.forEach(e=>{s[e]=t(o,e,n,a)}),s}function r(e){var t=document.createElement("script");t.src=e,t.defer=!0,document.head.appendChild(t)}a.supports={everything:!0,everythingExceptFlag:!0},new Promise(t=>{let n=function(){try{var e=JSON.parse(sessionStorage.getItem(o));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+f.toString()+"("+[JSON.stringify(s),u.toString(),c.toString(),p.toString()].join(",")+"));",a=new Blob([e],{type:"text/javascript"});const r=new Worker(URL.createObjectURL(a),{name:"wpTestEmojiSupports"});return void(r.onmessage=e=>{i(n=e.data),r.terminate(),t(n)})}catch(e){}i(n=f(s,u,c,p))}t(n)}).then(e=>{for(const n in e)a.supports[n]=e[n],a.supports.everything=a.supports.everything&&a.supports[n],"flag"!==n&&(a.supports.everythingExceptFlag=a.supports.everythingExceptFlag&&a.supports[n]);var t;a.supports.everythingExceptFlag=a.supports.everythingExceptFlag&&!a.supports.flag,a.supports.everything||((t=a.source||{}).concatemoji?r(t.concatemoji):t.wpemoji&&t.twemoji&&(r(t.twemoji),r(t.wpemoji)))});
//# sourceURL=https://univiaglobal.com/wp-includes/js/wp-emoji-loader.min.js
</script>
</body>
<script>'undefined'=== typeof _trfq || (window._trfq = []);'undefined'=== typeof _trfd && (window._trfd=[]),_trfd.push({'tccl.baseHost':'secureserver.net'},{'ap':'cpsh-oh'},{'server':'p3plzcpnl509082'},{'dcenter':'p3'},{'cp_id':'10450394'},{'cp_cl':'8'}) // Monitoring performance to make your website faster. If you want to opt-out, please contact web hosting support.</script><script src='https://img1.wsimg.com/traffic-assets/js/tccl.min.js'></script></html>